Capital Gains Tax Advice
Expert Property Tax Advice for Investors, Homeowners & Property Buyers
Capital Gains Tax Advice to Help You Minimise Tax and Maximise Returns
Selling an investment property, shares, cryptocurrency or other assets can trigger Capital Gains Tax (CGT), making it essential to understand the tax implications before you sell. With careful planning and professional advice, you may be able to reduce your tax liability, take advantage of available concessions and make informed decisions that protect your investment returns.
At Rick & Mon Business Consultants, we provide personalised Capital Gains Tax advice for individuals, investors and business owners across Australia. We accurately calculate capital gains, identify eligible exemptions, discounts and concessions, and help you structure asset sales in the most tax-effective way. Our goal is to help you retain more of your wealth while ensuring full compliance with Australian Taxation Office (ATO) requirements.
Capital Gains Tax is not a separate tax but forms part of your income tax when you dispose of certain assets. The amount of tax payable depends on several factors, including how long you owned the asset, your overall taxable income, the asset’s cost base and whether any exemptions or discounts apply.
Understanding these rules before selling an asset can have a significant impact on your financial outcome. Receiving advice early allows you to explore legitimate strategies that may reduce your tax liability while avoiding unexpected tax obligations after settlement.
Our Capital Gains Tax Services
Investment Property Capital Gains Tax
We calculate your capital gain, review your ownership history, identify eligible costs and ensure all available deductions and concessions are considered before your tax return is lodged.
Shares & Investment Portfolio Sales
Whether you're selling individual shares or restructuring an investment portfolio, we accurately calculate your capital gains and losses while helping you understand the tax implications of each transaction.
Cryptocurrency Capital Gains
Buying, selling, swapping or using cryptocurrency may create Capital Gains Tax obligations. We help calculate gains accurately and ensure compliance with current ATO reporting requirements.
Small Business CGT Concessions
Eligible business owners may qualify for valuable Capital Gains Tax concessions when selling business assets. We help determine eligibility and maximise available tax benefits.
Capital Loss Planning
Where appropriate, capital losses may be used to offset capital gains. We help identify opportunities to utilise losses effectively as part of your broader tax strategy.
Capital Gains Tax Planning
.The timing of an asset sale can significantly influence your tax outcome. We provide proactive advice before you sell, helping you make informed decisions that support your long-term financial goals.
Book a Capital Gains Tax Consultation
Why Professional Capital Gains Tax Advice Matters
Capital Gains Tax legislation can be complex, particularly where multiple owners, inherited assets, property improvements, investment portfolios or business assets are involved. Small calculation errors or missed concessions can result in paying significantly more tax than necessary.
Seeking professional advice before selling an asset allows you to understand your potential tax position, explore available planning opportunities and make informed decisions with confidence. Our experienced accountants provide practical, personalised advice to help minimise unnecessary tax while ensuring complete compliance with Australian tax legislation.
Our experienced accountants will help you understand your obligations, identify available concessions and develop a tax-effective strategy that supports your long-term financial goals.
Ready to Sell an Asset? Get Capital Gains Tax Advice Before You Do
At Rick & Mon Business Consultants, we provide strategic, personalised CGT advice tailored to your financial circumstances, helping you retain more of your investment returns while remaining fully compliant with ATO requirements.
What Assets Can Trigger Capital Gains Tax?
Capital Gains Tax may apply when selling or disposing of many different types of assets, including:
Investment properties
Shares and listed securities
Exchange Traded Funds (ETFs)
Business assets
Commercial property
Overseas investments
Cryptocurrency & Managed Funds
YOUR FINANCIAL JOURNEY
Our Capital Gains Tax Process
01 Understand Your Asset & Circumstances
We assess your asset, ownership details and financial circumstances to understand your Capital Gains Tax position.
02 Calculate Your Capital Gain
We accurately calculate your capital gain or loss, including the cost base, eligible expenses and supporting records.
03 Identify Tax-Saving Opportunitie
We identify available discounts, concessions and tax planning opportunities to help minimise your CGT liability.
04 Prepare, Report & Support
We prepare the required tax reporting and provide ongoing advice to support future investment decisions.
Avoid Common Tax Return Mistakes
Even small errors or missed deductions can affect your tax refund and increase the risk of unnecessary ATO enquiries. Our experienced accountants help ensure your tax return is accurate, compliant and prepared with attention to detail, so you can lodge with confidence and maximise every legitimate tax benefit available.
CPA & Registered Tax Agents
Local team, local insight
Fixed Fee Pricing
Transparent, no surprises
Wealth and tax strategy
We think ahead for you
Year-Round Support
Always easy to talk to
Why Choose Rick & Mon for Capital Gains Tax Advice?
Expert Individual Tax Return Services for Every Stage of Life
Capital Gains Tax can significantly affect the return you receive when selling an investment property, shares, cryptocurrency or other assets. With changing tax legislation and complex CGT rules, obtaining professional advice before selling can make a substantial difference to your financial outcome.
At Rick & Mon Business Consultants, we take a proactive and strategic approach to Capital Gains Tax. Rather than simply calculating your tax after a sale, we work with you to identify available concessions, apply eligible discounts and develop tax-effective strategies that help minimise your tax liability while ensuring full compliance with Australian Taxation Office (ATO) requirements.
Whether you’re selling your first investment or managing a diverse investment portfolio, our experienced accountants provide personalised advice tailored to your financial goals, helping you make informed decisions with confidence.
Strategic Tax Planning
We provide proactive CGT advice before you sell, helping you make tax-effective decisions rather than reacting after the event.
Maximise Available Concessions
We assess every available CGT discount, exemption and concession to help reduce your overall tax liability.
Accurate & Compliant Calculations
Our team prepares precise Capital Gains Tax calculations, ensuring your tax obligations are accurately reported and fully compliant with ATO requirements.
Tailored Investment Advice
Every investment is different. We provide personalised advice based on your assets, ownership structure and long-term financial objectives.
Year-Round Professional Support
From pre-sale planning to tax return preparation and future investment strategies, we're here to support you beyond tax time.
Our Services
Melbourne Business Accountants & Advisors
We partner with Builders, Developers, Medical Practices, NDIS Providers, Franchise Businesses and SMEs across Melbourne.
Frequently Asked Questions
Yes. With proactive planning, Capital Gains Tax can often be reduced by applying eligible discounts, concessions, capital losses and other tax-effective strategies available under Australian tax law. Seeking advice before selling an asset gives you the best opportunity to minimise your tax liability while remaining fully compliant with ATO requirements.
In many cases, your main residence may qualify for a Capital Gains Tax exemption. However, certain circumstances—such as renting out part of the property, using it to produce income or extended absences—can affect your eligibility
Yes. Income from shares, managed funds, rental properties, interest and other investments generally needs to be reported in your tax return.
Ideally before selling an asset. Early advice provides greater opportunities to plan the transaction, consider available concessions and minimise your overall tax liability.
Not always. While many individuals and trusts may be eligible for the 50% CGT discount on assets held for more than 12 months, eligibility depends on the type of asset, ownership structure and your individual circumstances. We assess your situation to ensure all available concessions and exemptions are correctly applied.
Yes. Selling, swapping or disposing of cryptocurrency can trigger a Capital Gains Tax event. Accurate record keeping is essential to correctly calculate gains or losses.
Planning to Sell an Asset?
Whether you’re selling an investment property, shares, cryptocurrency or another investment, obtaining professional Capital Gains Tax advice before you sell can make a significant difference to your tax outcome. Our experienced accountants will help you understand your obligations, identify available concessions and develop a tax-effective strategy that supports your long-term financial goals.