Accounting & Business Advisory for Builders & Property Developers
Building Stronger Businesses for Builders & Property Developers
The building and property development industry is fast-moving, capital intensive and highly regulated. Success depends on more than delivering quality projects—it requires careful financial planning, effective cash flow management, strategic tax advice and access to the right finance.
At Rick & Mon Business Consultants, we work with builders, developers, construction companies and property investors across Australia to provide proactive accounting, taxation, business advisory and finance solutions that support sustainable business growth.
With offices in Narre Warren and Truganina, we proudly assist businesses throughout Melbourne and across Australia, with extensive experience supporting builders and developers operating in Melbourne’s rapidly growing south-east and western growth corridors.
We Understand the Construction & Property Industry
Builders and developers operate in an industry where financial decisions can significantly impact project profitability.
We regularly assist clients with:
- Business structures for developers and builders
- Project feasibility and profitability
- GST Margin Scheme
- GST on property transactions
- BAS preparation and GST compliance
- Construction cash flow management
- Progress payment reporting
- Development funding
- Construction finance
- Asset protection strategies
- Trust and company structures
- Capital Gains Tax advice
- Payroll and contractor obligations
- ASIC compliance
- Business acquisitions and succession planning
Rather than simply preparing financial statements, we provide commercial advice that helps businesses make informed decisions before, during and after every project.
Supporting Every Stage of Your Business
Whether you’re:
- Starting your first building business
- A residential or commercial builder
- A custom home builder
- A property developer
- A land subdivision developer
- A townhouse or apartment developer
- Purchasing development sites
- Expanding into larger projects
- Building an investment property portfolio
our experienced team provides practical advice tailored to your business goals.
We understand that every project presents different financial, taxation and funding challenges. Our role is to help you navigate these complexities while protecting profitability and ensuring compliance.
The Right Business Structure Matters
Selecting the right structure is critical for builders and developers.
We provide advice on:
- Companies
- Family Trusts
- Unit Trusts
- Joint Venture Structures
- Investment Structures
- Asset Protection
Our objective is to ensure your business is structured for tax efficiency, risk management and future growth.
Why Builders & Developers Choose Rick & Mon
Industry Experience
We understand the commercial realities of the construction and development industry.
Practical Advice
We provide commercially focused solutions rather than generic accounting advice.
Proactive Tax Planning
Our team identifies opportunities throughout the year—not just after the financial year has ended.
Accounting, Tax & Finance Under One Roof
From business advisory to construction finance, we provide integrated financial solutions that simplify your business.
Long-Term Partnerships
We work alongside our clients as trusted advisers, helping them navigate every stage of business growth.
Business Advisory
Growing a construction business requires more than compliance.
Our advisory services include:
- Business planning
- Profit improvement strategies
- Financial analysis
- KPI reporting
- Business performance reviews
- Growth planning
- Succession planning
We become part of your business journey—not simply your accountant.
Tax Planning
Construction and development businesses often experience fluctuating profits from project to project.
Our proactive tax planning strategies help minimise tax liabilities while ensuring compliance with Australian taxation legislation.
We work with you throughout the year—not just at tax time.
GST obligations in the construction industry can be complex, particularly for builders and property developers. Our experienced team helps you manage BAS preparation, GST compliance and property-related tax requirements, ensuring you meet ATO obligations while minimising risks and avoiding costly mistakes.
Our team assists with:
- BAS preparation
- GST compliance
- GST Margin Scheme
- Property settlements
- GST adjustments
- ATO compliance
Financial Reporting
Accurate financial reporting enables better business decisions. We prepare meaningful financial reports that help you understand:
- Project Profitability
- Business performance
- Gross margins
- Overheads
- Cash flow
- Business growth opportunities
Timely and accurate financial reporting gives builders and property developers the insights needed to make informed business decisions. We prepare clear, meaningful reports that help you monitor project performance, improve profitability, manage cash flow and identify opportunities
Payroll & Contractor Support
Construction businesses often manage large workforces and subcontractors.
We provide assistance with:
- Payroll setup
- Single Touch Payroll (STP)
- Superannuation Complaince
- Contractor Obligations
- Payroll reporting
Managing payroll in the construction industry requires accuracy, compliance and an understanding of contractor obligations. Rick & Mon Business Consultants helps builders and property developers streamline payroll processes.
Cash Flow Management
Cash flow is one of the biggest challenges facing builders and developers.
We help clients:
- Forecast project cash flow
- Manage working capital
- Plan upcoming tax obligations
- Monitor project profitability
- Improve financial stability
Strong cash flow management provides greater confidence when taking on new projects.
Helping Tradies Stay Compliant & Grow With Confidence
Running a trade business involves more than completing jobs. From quoting and invoicing to BAS, payroll, GST and tax obligations, we help tradies stay organised, compliant and focused on growing their business. Our proactive advice helps reduce administration, improve cash flow and support long-term success.
Australian Taxation Office (ATO)
- Business tax returns
- BAS & GST
- PAYG withholding
- Payroll reporting
- Superannuation obligations
- Tax planning
Business & Financial Management
- Cash Flow Management
- Business Performance Reporting
- Job Costing & Profitability
- Budgeting & Forecasting
Tradie Business Success
- Bookkeeping & Cloud Accounting
- Payroll for Growing Teams
- Contractor & Employee Advice
- Finance for Vehicles & Equipment
- Business Growth Planning
Property Tax & Transaction Advice
Whether you’re purchasing land, developing residential or commercial property, or selling an investment, making the right tax decisions from the outset can significantly improve your financial outcome. At Rick & Mon Business Consultants, we provide strategic property taxation advice tailored to builders, developers and investors, helping you minimise tax, maximise profitability and remain compliant with Australian tax legislation. By understanding the tax implications before entering into a transaction, you can avoid costly mistakes and structure your property investments with greater confidence.
Our team provides advice regarding:
- GST on developments
- GST Margin Scheme
- Capital Gains Tax (CGT)
- Revenue vs Capital Account
- Trust ownership structures
- Asset protection
- Property investment taxation
Obtaining professional advice before purchasing, developing or selling property can help minimise tax risks and avoid costly issues later.
Mortgage & Finance Solutions
Access to the right funding is essential for builders and developers.
Our in-house Mortgage & Finance division assists with:
- Construction finance
- Development finance
- Land acquisition finance
- Commercial property finance
- Equipment finance
- Business lending
- Working capital facilities
- Residential lending
- Investment property finance
- Refinancing
Because our accounting and finance teams work together, we can structure lending solutions that support both your taxation strategy and long-term business objectives.
Our Process
A clear path from chaos to clarity.
01 · Initial Consultation
A free, no-pressure chat to understand your goals and situation.
02 · Financial Review
We assess your books, structure and obligations in detail.
03 · Strategy Development
We build a clear, tailored plan to save tax and improve cash flow.
04 · Ongoing Support
We stay alongside you year-round, adjusting as you grow.
Frequently Asked Questions
Yes. We regularly advise builders and developers on GST obligations, including the GST Margin Scheme and property-related GST issues.
Absolutely. We provide advice on companies, trusts, joint ventures and ownership structures to ensure your business is established correctly from the beginning.
Yes. Our Mortgage & Finance division assists with construction loans, development finance, commercial lending, equipment finance and business funding.
Yes. We work closely with developers throughout the project lifecycle, providing taxation advice, GST guidance, financial reporting and strategic planning.
Yes. While our offices are located in Narre Warren and Truganina, we provide accounting, advisory and finance services to builders and developers throughout Australia.
Your Construction Business Deserves Expert Advice
Whether you’re building your first home, managing multiple developments or growing an established construction business, Rick & Mon Business Consultants provides expert accounting, tax and business advisory services to help you improve profitability, manage cash flow and make confident financial decisions.