Accounting & Business Advisory for Builders & Property Developers
Helping Builders and Property Developers Build Strong Businesses, Maximise Profitability and Stay Compliant
The building and property development industry is fast-moving, capital intensive and highly regulated. Success depends on more than delivering quality projects—it requires careful financial planning, effective cash flow management, strategic tax advice and access to the right finance.
At Rick & Mon Business Consultants, we work with builders, developers, construction companies and property investors across Australia to provide proactive accounting, taxation, business advisory and finance solutions that support sustainable business growth.
With offices in Narre Warren and Truganina, we proudly assist businesses throughout Melbourne and across Australia, with extensive experience supporting builders and developers operating in Melbourne’s rapidly growing south-east and western growth corridors.
Supporting Every Stage of Your Business
- Starting your first building business
- A residential or commercial builder
- A custom home builder
- A property developer
- A land subdivision developer
- A townhouse or apartment developer
- Purchasing development sites
- Expanding into larger projects
- Building an investment property portfolio
our experienced team provides practical advice tailored to your business goals.
We understand that every project presents different financial, taxation and funding challenges. Our role is to help you navigate these complexities while protecting profitability and ensuring compliance.
We Understand the Construction & Property Industry
Builders and developers operate in an industry where financial decisions can significantly impact project profitability.
We regularly assist clients with:
- Business structures for developers and builders
- Project feasibility and profitability
- GST Margin Scheme
- GST on property transactions
- BAS preparation and GST compliance
- Construction cash flow management
- Progress payment reporting
- Development funding
- Construction finance
- Asset protection strategies
- Trust and company structures
- Capital Gains Tax advice
- Payroll and contractor obligations
- ASIC compliance
- Business acquisitions and succession planning
Rather than simply preparing financial statements, we provide commercial advice that helps businesses make informed decisions before, during and after every project.
Why Builders & Developers Choose Rick & Mon
Industry Experience
We understand the commercial realities of the construction and development industry.
Practical Advice
We provide commercially focused solutions rather than generic accounting advice.
Proactive Tax Planning
Our team identifies opportunities throughout the year—not just after the financial year has ended.
Accounting, Tax & Finance Under One Roof
From business advisory to construction finance, we provide integrated financial solutions that simplify your business.
Long-Term Partnerships
We work alongside our clients as trusted advisers, helping them navigate every stage of business growth.
Accounting, Tax & Advisory Services Tax Planning
Construction and development businesses often experience fluctuating profits from project to project.
Our proactive tax planning strategies help minimise tax liabilities while ensuring compliance with Australian taxation legislation.
We work with you throughout the year—not just at tax time.
Business Structures
Selecting the right structure is critical for builders and developers.
We provide advice on:
- Companies
- Family Trusts
- Unit Trusts
- Joint Venture Structures
- Investment Structures
- Asset Protection
Our objective is to ensure your business is structured for tax efficiency, risk management and future growth.
Financial Reporting
Accurate financial reporting enables better business decisions. We prepare meaningful financial reports that help you understand:
- Project profitability
- Business performance
- Cash flow
- Gross margins
- Overheads
- Business growth opportunities
BAS & GST
Construction businesses have some of the most complex GST obligations. Our team assists with:
- BAS preparation
- GST compliance
- GST Margin Scheme
- Property settlements
- GST adjustments
- ATO compliance
Helping you avoid costly mistakes while meeting your obligations.
Cash Flow Management
Cash flow is one of the biggest challenges facing builders and developers. We help clients:
- Forecast project cash flow
- Manage working capital
- Plan upcoming tax obligations
- Monitor project profitability
- Improve financial stability
Strong cash flow management provides greater confidence when taking on new projects.
Payroll & Contractor Support
Construction businesses often manage large workforces and subcontractors. We provide assistance with:
- Payroll systems
- Single Touch Payroll (STP)
- Superannuation compliance
- Contractor obligations
- Payroll reporting
Business Advisory
Growing a construction business requires more than compliance. Our advisory services include:
- Business planning
- Profit improvement strategies
- Financial analysis
- KPI reporting
- Business performance reviews
- Growth planning
- Succession planning
We become part of your business journey—not simply your accountant.
Property Tax Advice
Property transactions often involve complex taxation issues.
Our team provides advice regarding:
- GST on developments
- GST Margin Scheme
- Capital Gains Tax
- Revenue vs Capital Account
- Trust ownership structures
- Asset protection
- Property investment taxation
Obtaining advice before purchasing or selling property can help avoid expensive taxation issues later.
Mortgage & Finance Solutions
Access to the right funding is essential for builders and developers.
Our in-house Mortgage & Finance division assists with:
- Construction finance
- Development finance
- Land acquisition finance
- Commercial property finance
- Equipment finance
- Business lending
- Working capital facilities
- Residential lending
- Investment property finance
- Refinancing
Because our accounting and finance teams work together, we can structure lending solutions that support both your taxation strategy and long-term business objectives.
Our Process
A clear path from chaos to clarity.
01 · Initial Consultation
A free, no-pressure chat to understand your goals and situation.
02 · Financial Review
We assess your books, structure and obligations in detail.
03 · Strategy Development
We build a clear, tailored plan to save tax and improve cash flow.
04 · Ongoing Support
We stay alongside you year-round, adjusting as you grow.
Frequently Asked Questions
Yes. We regularly advise builders and developers on GST obligations, including the GST Margin Scheme and property-related GST issues.
Absolutely. We provide advice on companies, trusts, joint ventures and ownership structures to ensure your business is established correctly from the beginning.
Yes. Our Mortgage & Finance division assists with construction loans, development finance, commercial lending, equipment finance and business funding.
Yes. We work closely with developers throughout the project lifecycle, providing taxation advice, GST guidance, financial reporting and strategic planning.
Yes. While our offices are located in Narre Warren and Truganina, we provide accounting, advisory and finance services to builders and developers throughout Australia.
Build with Confidence
Whether you’re constructing your first home, managing multiple developments or growing an established building company, Rick & Mon Business Consultants provides the expertise and support to help your business succeed.
From accounting and taxation to business advisory and construction finance, our integrated approach helps builders and property developers make informed financial decisions, improve profitability and plan confidently for the future.
Book a consultation today and discover how our experienced team can help build a stronger financial future for your business.